Sugih Nugraha and Hudallah 2025. Al-Hawalah as a Concept in Sharia Banking. Ushul Al-Hukm: Jurnal Syariah dan Hukum Islam. 1, 1 (May 2025), 1–10. DOI:https://doi.org/10.61166/ushulalhukm.v1i1.1.